A Central Bank Digital Currency (CBDC) is a digital currency issued by a central bank. CBDCs are different from the cryptocurrencies mainly in that CBDC has a central authority while cryptocurrencies work headless. This post discusses about the definition of…
This post summarizes some certifications for professionals related to accounting and finance. List of Certifications List of Accouting and Finance Certifications for professionals: CPA Certified Public Assistance (CPA) is the name provided in different English-speaking countries to a professional certification…
A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for businesses. They must comply the Payment Card Industry Data Security Standard (PCI DSS). Payment Gateway Providers Depending…
Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a private company that provide services related to financial transactions. SWIFT has a Customer Security Programme (CSP) for its custumers. As part of the Customer Security Programme (CSP), every SWIFT user has…
Lending Club (USA) Funding Circle (UK) Prosper Marketplace (USA) Zopa (UK)
List of free online stock portfolio managers through websites or mobile apps. Investing.com (US) Web: Android app: iOS app: https://itunes.apple.com/us/app/financial-markets-stocks-forex/id909998122?ls=1&mt=8 Available on web and mobile app. MorningStar (US, global) Web: Old interface. Mi Cartera (ES) Web:…
List of online personal financial advisors and investment plans. Wealthfront (US) Web: Financial advisor. Requires phone number in US. Future Advisor (US) Web: Requires phone number in US. Betterment (US) Web: Requires phone number in the US.…
I have been using Revolut account and this is are my conclusions. Advantages: It allows to top-up balance from credit card and bank transfers Take note that there are top-up limits. Other challenge banks, like N26, only allows bank transfer.…
Digital banking alternatives receive many names nowadays, including neobanks and challenging banks. This post lists some relevant digital banking alternatives. List of Digital Banking Alternatives 2Getherglobal Atom Bank Bnext Bunq Ferratum Bank Hello Bank Monese Monzo Bank MyInvestor Nickel N26…
Prepaid cards are pay-as-you-go cards whose balance can be charged with cash money or other debit/credit cards. Consumers may prefer to use a prepaid card because of any of these reasons: It does not require a bank or credit account…